Student Loan Consolidation: Credit Counseling
Before you decide how to deal with your debt problem, and before deciding on a student consolidation loan, it’s a good idea to get some expert advice, free or paid – in person, not from a website, so the counselor can look at your exact situation and give you the best advice.
There are both non-profit and for-profit credit/debt counseling organizations who can help with student loan debt as well as ordinary debt. Wherever you go, make sure the organization is reputable and will not make your problems worse by landing you with an unnecessarily expensive loan you won’t be able to pay off, or fees which you can’t afford. Check online for negative or positive reviews or comments by people who have used the company. Check with your local Better Business Bureau.